Call reports 2011
FIRST CITIZENS STATE BANK — 2011
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 224,625,000 | 226,881,000 | 229,806,000 | 247,492,000 |
| Total loans | 156,069,000 | 156,265,000 | 155,659,000 | 152,735,000 |
| Allowance for loan losses | 2,112,000 | 2,120,000 | 1,943,000 | 1,983,000 |
| Securities available for sale | 16,892,000 | 18,054,000 | 14,775,000 | 21,595,000 |
| Securities held to maturity | 26,451,000 | 29,749,000 | 31,844,000 | 31,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,780,000 | 181,073,000 | 183,391,000 | 200,249,000 |
| Interest-bearing deposits | 154,590,000 | 155,792,000 | 155,329,000 | 171,095,000 |
| Noninterest-bearing deposits | 24,190,000 | 25,281,000 | 28,062,000 | 29,154,000 |
| Equity capital | 35,273,000 | 35,674,000 | 36,294,000 | 37,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,682,000 | 5,427,000 | 8,112,000 | 10,755,000 |
| Interest expense | 525,000 | 1,009,000 | 1,472,000 | 1,904,000 |
| Net interest income | 2,157,000 | 4,418,000 | 6,640,000 | 8,851,000 |
| Noninterest income | 495,000 | 1,037,000 | 1,612,000 | 2,433,000 |
| Noninterest expense | 1,543,000 | 3,024,000 | 4,636,000 | 6,240,000 |
| Provision for loan losses | 105,000 | 411,000 | 636,000 | 762,000 |
| Pretax income | 1,004,000 | 2,020,000 | 2,980,000 | 4,282,000 |
| Income tax | 360,000 | 731,000 | 1,072,000 | 1,360,000 |
| Net income | 644,000 | 1,289,000 | 1,908,000 | 2,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,273,000 | 35,671,000 | 36,289,000 | 37,053,000 |
| Total capital | 37,270,000 | 37,683,000 | 38,232,000 | 39,036,000 |
| Risk-weighted assets | 158,924,000 | 160,114,000 | 160,519,000 | 165,454,000 |