Call reports 2010
FIRST CITIZENS STATE BANK — 2010
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 217,140,000 | 220,289,000 | 221,548,000 | 230,973,000 |
| Total loans | 160,197,000 | 163,228,000 | 165,346,000 | 159,106,000 |
| Allowance for loan losses | 2,169,000 | 2,326,000 | 2,497,000 | 1,999,000 |
| Securities available for sale | 1,787,000 | 2,284,000 | 9,540,000 | 16,477,000 |
| Securities held to maturity | 28,814,000 | 26,764,000 | 20,923,000 | 18,236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,296,000 | 176,547,000 | 177,315,000 | 185,951,000 |
| Interest-bearing deposits | 151,403,000 | 153,220,000 | 151,980,000 | 160,517,000 |
| Noninterest-bearing deposits | 21,893,000 | 23,327,000 | 25,335,000 | 25,434,000 |
| Equity capital | 32,689,000 | 33,105,000 | 33,770,000 | 34,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,740,000 | 5,742,000 | 8,638,000 | 11,460,000 |
| Interest expense | 668,000 | 1,286,000 | 1,884,000 | 2,440,000 |
| Net interest income | 2,072,000 | 4,456,000 | 6,754,000 | 9,020,000 |
| Noninterest income | 538,000 | 1,099,000 | 1,941,000 | 2,821,000 |
| Noninterest expense | 1,572,000 | 3,142,000 | 4,923,000 | 6,452,000 |
| Provision for loan losses | 84,000 | 372,000 | 611,000 | 927,000 |
| Pretax income | 954,000 | 2,041,000 | 3,161,000 | 4,462,000 |
| Income tax | 337,000 | 755,000 | 1,199,000 | 1,389,000 |
| Net income | 617,000 | 1,286,000 | 1,962,000 | 3,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,676,000 | 33,094,000 | 33,770,000 | 34,638,000 |
| Total capital | 34,720,000 | 35,171,000 | 35,848,000 | 36,637,000 |
| Risk-weighted assets | 162,652,000 | 165,120,000 | 165,799,000 | 160,366,000 |