Call reports 2009
FIRST CITIZENS STATE BANK — 2009
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 209,982,000 | 212,693,000 | 214,360,000 | 226,128,000 |
| Total loans | 164,178,000 | 165,186,000 | 164,007,000 | 162,146,000 |
| Allowance for loan losses | 1,739,000 | 1,746,000 | 1,653,000 | 1,752,000 |
| Securities available for sale | 695,000 | 1,043,000 | 1,295,000 | 1,793,000 |
| Securities held to maturity | 22,231,000 | 17,086,000 | 21,245,000 | 26,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,079,000 | 167,295,000 | 169,924,000 | 183,517,000 |
| Interest-bearing deposits | 143,223,000 | 142,855,000 | 146,115,000 | 158,628,000 |
| Noninterest-bearing deposits | 22,856,000 | 24,440,000 | 23,809,000 | 24,889,000 |
| Equity capital | 31,447,000 | 31,031,000 | 31,617,000 | 32,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,752,000 | 8,959,000 | 11,908,000 |
| Interest expense | 936,000 | 1,822,000 | 2,677,000 | 3,449,000 |
| Net interest income | 1,970,000 | 3,930,000 | 6,282,000 | 8,459,000 |
| Noninterest income | 803,000 | 1,733,000 | 2,268,000 | 2,871,000 |
| Noninterest expense | 1,785,000 | 3,631,000 | 5,216,000 | 6,499,000 |
| Provision for loan losses | 52,000 | 101,000 | 511,000 | 1,128,000 |
| Pretax income | 936,000 | 1,931,000 | 2,823,000 | 3,703,000 |
| Income tax | 332,000 | 743,000 | 1,051,000 | 1,220,000 |
| Net income | 604,000 | 1,188,000 | 1,772,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,429,000 | 31,014,000 | 31,598,000 | 32,059,000 |
| Total capital | 33,168,000 | 32,760,000 | 33,251,000 | 33,811,000 |
| Risk-weighted assets | 166,778,000 | 166,908,000 | 166,003,000 | 166,747,000 |
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