Call reports 2002
FIRST CITIZENS STATE BANK — 2002
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 150,810,000 | 154,728,000 | 159,240,000 | 164,894,000 |
| Total loans | 111,283,000 | 113,872,000 | 113,188,000 | 111,124,000 |
| Allowance for loan losses | 1,146,000 | 1,135,000 | 1,079,000 | 1,104,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,947,000 | 11,790,000 | 12,169,000 | 14,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,823,000 | 122,504,000 | 124,705,000 | 131,273,000 |
| Interest-bearing deposits | 104,808,000 | 104,805,000 | 105,896,000 | 112,351,000 |
| Noninterest-bearing deposits | 16,015,000 | 17,699,000 | 18,809,000 | 18,922,000 |
| Equity capital | 19,523,000 | 19,865,000 | 20,422,000 | 20,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,183,000 | 7,928,000 | 10,419,000 |
| Interest expense | 984,000 | 1,848,000 | 2,694,000 | 3,476,000 |
| Net interest income | 1,670,000 | 3,335,000 | 5,234,000 | 6,943,000 |
| Noninterest income | 459,000 | 879,000 | 1,434,000 | 2,252,000 |
| Noninterest expense | 1,155,000 | 2,309,000 | 3,475,000 | 4,743,000 |
| Provision for loan losses | 233,000 | 358,000 | 870,000 | 1,346,000 |
| Pretax income | 741,000 | 1,547,000 | 2,323,000 | 3,106,000 |
| Income tax | 179,000 | 418,000 | 637,000 | 734,000 |
| Net income | 562,000 | 1,129,000 | 1,686,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,434,000 | 19,778,000 | 20,337,000 | 20,800,000 |
| Total capital | 20,580,000 | 20,913,000 | 21,416,000 | 21,904,000 |
| Risk-weighted assets | 111,616,000 | 113,348,000 | 117,602,000 | 118,268,000 |