Call reports 2001
FIRST CITIZENS STATE BANK — 2001
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 133,287,000 | 146,397,000 | 152,371,000 | 160,652,000 |
| Total loans | 111,765,000 | 110,316,000 | 112,178,000 | 113,566,000 |
| Allowance for loan losses | 1,077,000 | 1,094,000 | 1,124,000 | 1,137,000 |
| Securities available for sale | 1,009,000 | 1,010,000 | 1,005,000 | 0 |
| Securities held to maturity | 8,018,000 | 9,265,000 | 10,251,000 | 9,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,366,000 | 113,121,000 | 120,342,000 | 126,814,000 |
| Interest-bearing deposits | 89,580,000 | 95,045,000 | 99,266,000 | 108,347,000 |
| Noninterest-bearing deposits | 14,786,000 | 18,076,000 | 21,076,000 | 18,467,000 |
| Equity capital | 17,803,000 | 18,129,000 | 18,678,000 | 18,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,613,000 | 8,492,000 | 11,290,000 |
| Interest expense | 1,297,000 | 2,576,000 | 3,869,000 | 5,042,000 |
| Net interest income | 1,512,000 | 3,037,000 | 4,623,000 | 6,248,000 |
| Noninterest income | 357,000 | 757,000 | 1,163,000 | 1,737,000 |
| Noninterest expense | 1,072,000 | 2,126,000 | 3,227,000 | 4,300,000 |
| Provision for loan losses | 59,000 | 149,000 | 239,000 | 549,000 |
| Pretax income | 738,000 | 1,519,000 | 2,320,000 | 3,136,000 |
| Income tax | 202,000 | 432,000 | 681,000 | 985,000 |
| Net income | 536,000 | 1,087,000 | 1,639,000 | 2,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,700,000 | 18,024,000 | 18,582,000 | 18,870,000 |
| Total capital | 18,777,000 | 19,118,000 | 19,706,000 | 20,007,000 |
| Risk-weighted assets | 97,714,000 | 102,240,000 | 110,688,000 | 114,281,000 |