Call reports 2026
FIRST NATIONAL BANK OF RIVER FALLS, THE — 2026
What FIRST NATIONAL BANK OF RIVER FALLS, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 325,888,000 | 325,271,000 |
| Total loans | 165,268,000 | 168,882,000 |
| Allowance for loan losses | 2,902,000 | 2,908,000 |
| Securities available for sale | 122,810,000 | 120,846,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 287,909,000 | 286,582,000 |
| Interest-bearing deposits | 229,261,000 | 226,222,000 |
| Noninterest-bearing deposits | 58,648,000 | 60,360,000 |
| Equity capital | 23,364,000 | 23,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,645,000 | 7,082,000 |
| Interest expense | 921,000 | 1,824,000 |
| Net interest income | 2,724,000 | 5,258,000 |
| Noninterest income | 417,000 | 874,000 |
| Noninterest expense | 2,097,000 | 4,049,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,044,000 | 2,083,000 |
| Income tax | 1,000 | 4,000 |
| Net income | 1,043,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,089,000 | 33,575,000 |
| Total capital | 35,573,000 | 36,084,000 |
| Risk-weighted assets | 197,975,000 | 199,977,000 |