Call reports 2024
FIRST NATIONAL BANK OF RIVER FALLS, THE — 2024
What FIRST NATIONAL BANK OF RIVER FALLS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 318,445,000 | 312,961,000 | 320,900,000 | 319,847,000 |
| Total loans | 150,371,000 | 157,573,000 | 160,767,000 | 164,854,000 |
| Allowance for loan losses | 2,876,000 | 2,876,000 | 2,882,000 | 2,888,000 |
| Securities available for sale | 136,636,000 | 132,254,000 | 135,739,000 | 129,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,004,000 | 282,657,000 | 275,236,000 | 264,582,000 |
| Interest-bearing deposits | 227,529,000 | 220,737,000 | 218,502,000 | 210,406,000 |
| Noninterest-bearing deposits | 61,475,000 | 61,920,000 | 56,734,000 | 54,176,000 |
| Equity capital | 17,339,000 | 17,563,000 | 21,735,000 | 16,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,026,000 | 6,050,000 | 9,155,000 | 12,402,000 |
| Interest expense | 915,000 | 1,954,000 | 3,069,000 | 4,165,000 |
| Net interest income | 2,111,000 | 4,096,000 | 6,086,000 | 8,237,000 |
| Noninterest income | 439,000 | 907,000 | 1,362,000 | 1,829,000 |
| Noninterest expense | 1,919,000 | 3,796,000 | 5,692,000 | 7,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 631,000 | 1,207,000 | 1,756,000 | 2,144,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 631,000 | 1,207,000 | 1,756,000 | 2,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,667,000 | 32,642,000 | 32,641,000 | 32,327,000 |
| Total capital | 35,060,000 | 35,112,000 | 35,153,000 | 34,855,000 |
| Risk-weighted assets | 190,641,000 | 196,840,000 | 200,269,000 | 201,592,000 |