Call reports 2022
FIRST NATIONAL BANK OF RIVER FALLS, THE — 2022
What FIRST NATIONAL BANK OF RIVER FALLS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 346,096,000 | 325,650,000 | 333,762,000 | 327,434,000 |
| Total loans | 142,140,000 | 144,414,000 | 144,727,000 | 144,490,000 |
| Allowance for loan losses | 2,846,000 | 2,851,000 | 2,855,000 | 2,861,000 |
| Securities available for sale | 163,497,000 | 147,670,000 | 147,654,000 | 150,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,497,000 | 299,579,000 | 310,647,000 | 303,159,000 |
| Interest-bearing deposits | 228,545,000 | 227,858,000 | 231,385,000 | 230,734,000 |
| Noninterest-bearing deposits | 77,952,000 | 71,722,000 | 79,263,000 | 72,425,000 |
| Equity capital | 26,555,000 | 17,970,000 | 15,132,000 | 17,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,632,000 | 7,049,000 | 9,709,000 |
| Interest expense | 117,000 | 268,000 | 497,000 | 811,000 |
| Net interest income | 2,249,000 | 4,364,000 | 6,552,000 | 8,898,000 |
| Noninterest income | 535,000 | 1,026,000 | 1,504,000 | 1,948,000 |
| Noninterest expense | 1,888,000 | 3,746,000 | 5,663,000 | 8,001,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 896,000 | 1,644,000 | 2,393,000 | 2,845,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 6,000 |
| Net income | 894,000 | 1,640,000 | 2,388,000 | 2,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,093,000 | 33,289,000 | 33,486,000 | 33,087,000 |
| Total capital | 35,351,000 | 35,519,000 | 35,727,000 | 35,327,000 |
| Risk-weighted assets | 180,039,000 | 177,808,000 | 178,674,000 | 178,559,000 |