Call reports 2021
FIRST NATIONAL BANK OF RIVER FALLS, THE — 2021
What FIRST NATIONAL BANK OF RIVER FALLS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 349,243,000 | 339,296,000 | 360,038,000 | 353,418,000 |
| Total loans | 152,678,000 | 152,479,000 | 145,529,000 | 147,093,000 |
| Allowance for loan losses | 2,823,000 | 2,828,000 | 2,834,000 | 2,840,000 |
| Securities available for sale | 141,746,000 | 145,154,000 | 151,551,000 | 160,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,928,000 | 290,221,000 | 311,522,000 | 307,827,000 |
| Interest-bearing deposits | 216,385,000 | 208,659,000 | 221,729,000 | 225,997,000 |
| Noninterest-bearing deposits | 85,544,000 | 81,562,000 | 89,794,000 | 81,830,000 |
| Equity capital | 35,795,000 | 36,101,000 | 36,792,000 | 34,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,827,000 | 5,176,000 | 7,515,000 | 9,744,000 |
| Interest expense | 142,000 | 257,000 | 366,000 | 479,000 |
| Net interest income | 2,685,000 | 4,919,000 | 7,149,000 | 9,265,000 |
| Noninterest income | 845,000 | 1,623,000 | 2,202,000 | 2,791,000 |
| Noninterest expense | 2,035,000 | 3,868,000 | 5,724,000 | 8,229,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,495,000 | 2,674,000 | 3,627,000 | 3,827,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 1,493,000 | 2,670,000 | 3,622,000 | 3,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,871,000 | 33,499,000 | 33,901,000 | 32,748,000 |
| Total capital | 35,005,000 | 35,694,000 | 36,070,000 | 35,000,000 |
| Risk-weighted assets | 170,051,000 | 174,978,000 | 172,859,000 | 179,576,000 |