Call reports 2018
FIRST NATIONAL BANK OF RIVER FALLS, THE — 2018
What FIRST NATIONAL BANK OF RIVER FALLS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 280,982,000 | 278,941,000 | 280,203,000 | 277,841,000 |
| Total loans | 161,568,000 | 162,278,000 | 162,450,000 | 162,190,000 |
| Allowance for loan losses | 2,291,000 | 2,278,000 | 2,289,000 | 2,300,000 |
| Securities available for sale | 93,313,000 | 89,741,000 | 92,209,000 | 89,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,082,000 | 234,050,000 | 235,527,000 | 233,725,000 |
| Interest-bearing deposits | 190,256,000 | 190,795,000 | 186,964,000 | 187,551,000 |
| Noninterest-bearing deposits | 43,826,000 | 43,255,000 | 48,562,000 | 46,174,000 |
| Equity capital | 28,863,000 | 29,056,000 | 28,795,000 | 29,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,919,000 | 7,425,000 | 9,949,000 |
| Interest expense | 280,000 | 610,000 | 959,000 | 1,297,000 |
| Net interest income | 2,118,000 | 4,309,000 | 6,466,000 | 8,652,000 |
| Noninterest income | 479,000 | 946,000 | 1,437,000 | 1,862,000 |
| Noninterest expense | 1,852,000 | 3,618,000 | 5,394,000 | 7,563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 745,000 | 1,637,000 | 2,509,000 | 2,951,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 741,000 | 1,630,000 | 2,498,000 | 2,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,797,000 | 31,137,000 | 31,455,000 | 30,893,000 |
| Total capital | 32,908,000 | 33,256,000 | 33,579,000 | 33,014,000 |
| Risk-weighted assets | 168,667,000 | 169,353,000 | 169,747,000 | 169,540,000 |