Call reports 2017
FIRST NATIONAL BANK OF RIVER FALLS, THE — 2017
What FIRST NATIONAL BANK OF RIVER FALLS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 280,352,000 | 277,739,000 | 291,846,000 | 283,854,000 |
| Total loans | 157,872,000 | 161,245,000 | 162,701,000 | 160,490,000 |
| Allowance for loan losses | 2,202,000 | 2,221,000 | 2,271,000 | 2,280,000 |
| Securities available for sale | 97,741,000 | 95,239,000 | 95,644,000 | 92,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,008,000 | 228,727,000 | 246,085,000 | 240,418,000 |
| Interest-bearing deposits | 190,762,000 | 188,278,000 | 191,590,000 | 194,649,000 |
| Noninterest-bearing deposits | 44,246,000 | 40,449,000 | 54,496,000 | 45,769,000 |
| Equity capital | 30,497,000 | 31,803,000 | 31,937,000 | 30,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,649,000 | 4,993,000 | 7,496,000 | 9,897,000 |
| Interest expense | 234,000 | 478,000 | 734,000 | 991,000 |
| Net interest income | 2,415,000 | 4,515,000 | 6,762,000 | 8,906,000 |
| Noninterest income | 448,000 | 942,000 | 1,390,000 | 1,912,000 |
| Noninterest expense | 1,860,000 | 3,635,000 | 5,411,000 | 7,884,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,003,000 | 1,822,000 | 2,773,000 | 2,966,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 14,000 |
| Net income | 1,000,000 | 1,816,000 | 2,763,000 | 2,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,954,000 | 31,221,000 | 31,567,000 | 30,607,000 |
| Total capital | 33,040,000 | 33,374,000 | 33,727,000 | 32,731,000 |
| Risk-weighted assets | 166,761,000 | 172,140,000 | 172,702,000 | 169,728,000 |