Call reports 2013
FIRST NATIONAL BANK OF RIVER FALLS, THE — 2013
What FIRST NATIONAL BANK OF RIVER FALLS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 265,922,000 | 262,171,000 | 270,324,000 | 271,002,000 |
| Total loans | 166,723,000 | 164,863,000 | 163,393,000 | 165,856,000 |
| Allowance for loan losses | 3,143,000 | 3,156,000 | 3,241,000 | 3,243,000 |
| Securities available for sale | 73,595,000 | 78,959,000 | 88,878,000 | 84,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,049,000 | 209,428,000 | 219,257,000 | 217,504,000 |
| Interest-bearing deposits | 183,404,000 | 178,379,000 | 184,884,000 | 182,680,000 |
| Noninterest-bearing deposits | 30,644,000 | 31,049,000 | 34,372,000 | 34,825,000 |
| Equity capital | 30,750,000 | 29,169,000 | 29,445,000 | 29,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 5,034,000 | 7,412,000 | 9,862,000 |
| Interest expense | 279,000 | 582,000 | 871,000 | 1,151,000 |
| Net interest income | 2,219,000 | 4,452,000 | 6,541,000 | 8,711,000 |
| Noninterest income | 592,000 | 1,211,000 | 1,731,000 | 2,287,000 |
| Noninterest expense | 2,048,000 | 3,910,000 | 5,631,000 | 7,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 755,000 | 1,752,000 | 2,640,000 | 3,118,000 |
| Income tax | 7,000 | 14,000 | 19,000 | 19,000 |
| Net income | 748,000 | 1,738,000 | 2,621,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,606,000 | 29,045,000 | 29,379,000 | 29,107,000 |
| Total capital | 30,555,000 | 30,989,000 | 31,320,000 | 31,075,000 |
| Risk-weighted assets | 154,174,000 | 153,827,000 | 153,327,000 | 156,189,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF RIVER FALLS, THE — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.