Call reports 2001
FIRST NATIONAL BANK OF RIVER FALLS, THE — 2001
What FIRST NATIONAL BANK OF RIVER FALLS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 199,436,000 | 206,641,000 | 210,056,000 | 216,534,000 |
| Total loans | 114,263,000 | 115,673,000 | 113,103,000 | 118,444,000 |
| Allowance for loan losses | 2,098,000 | 2,095,000 | 2,096,000 | 2,207,000 |
| Securities available for sale | 71,939,000 | 76,420,000 | 86,900,000 | 87,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,357,000 | 167,200,000 | 168,979,000 | 174,965,000 |
| Interest-bearing deposits | 143,620,000 | 146,452,000 | 147,980,000 | 151,243,000 |
| Noninterest-bearing deposits | 16,737,000 | 20,747,000 | 20,999,000 | 23,722,000 |
| Equity capital | 20,779,000 | 20,850,000 | 21,830,000 | 21,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,670,000 | 7,324,000 | 10,936,000 | 14,481,000 |
| Interest expense | 1,924,000 | 3,756,000 | 5,526,000 | 7,106,000 |
| Net interest income | 1,746,000 | 3,568,000 | 5,410,000 | 7,375,000 |
| Noninterest income | 409,000 | 813,000 | 1,262,000 | 1,791,000 |
| Noninterest expense | 1,422,000 | 2,762,000 | 4,266,000 | 5,728,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 150,000 |
| Pretax income | 688,000 | 1,578,000 | 2,368,000 | 3,306,000 |
| Income tax | 44,000 | 75,000 | 105,000 | 189,000 |
| Net income | 644,000 | 1,503,000 | 2,263,000 | 3,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,494,000 | 19,353,000 | 19,613,000 | 19,967,000 |
| Total capital | 20,895,000 | 20,804,000 | 21,062,000 | 21,538,000 |
| Risk-weighted assets | 111,241,000 | 116,067,000 | 115,299,000 | 125,054,000 |