Call report 2007Q1
WESTSOUND BANK — 2007Q1
The 22 measures WESTSOUND BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 434,791,000 | USD | evidence → |
| Total loans | 381,490,000 | USD | evidence → |
| Allowance for loan losses | 4,407,000 | USD | evidence → |
| Securities available for sale | 7,928,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 362,458,000 | USD | evidence → |
| Interest-bearing deposits | 334,173,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,285,000 | USD | evidence → |
| Equity capital | 69,468,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,637,000 | USD | evidence → |
| Interest expense | 3,663,000 | USD | evidence → |
| Net interest income | 4,974,000 | USD | evidence → |
| Noninterest income | 1,345,000 | USD | evidence → |
| Noninterest expense | 3,973,000 | USD | evidence → |
| Provision for loan losses | 485,000 | USD | evidence → |
| Pretax income | 1,861,000 | USD | evidence → |
| Income tax | 545,000 | USD | evidence → |
| Net income | 1,316,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,502,000 | USD | evidence → |
| Total capital | 74,019,000 | USD | evidence → |
| Risk-weighted assets | 387,299,000 | USD | evidence → |