Call report 2005Q4
WESTSOUND BANK — 2005Q4
The 22 measures WESTSOUND BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,042,000 | USD | evidence → |
| Total loans | 209,692,000 | USD | evidence → |
| Allowance for loan losses | 2,520,000 | USD | evidence → |
| Securities available for sale | 8,235,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,509,000 | USD | evidence → |
| Interest-bearing deposits | 202,377,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,132,000 | USD | evidence → |
| Equity capital | 23,676,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,686,000 | USD | evidence → |
| Interest expense | 5,003,000 | USD | evidence → |
| Net interest income | 10,683,000 | USD | evidence → |
| Noninterest income | 5,242,000 | USD | evidence → |
| Noninterest expense | 10,701,000 | USD | evidence → |
| Provision for loan losses | 1,331,000 | USD | evidence → |
| Pretax income | 3,893,000 | USD | evidence → |
| Income tax | 1,297,000 | USD | evidence → |
| Net income | 2,596,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,740,000 | USD | evidence → |
| Total capital | 26,316,000 | USD | evidence → |
| Risk-weighted assets | 209,797,000 | USD | evidence → |