Call report 2005Q1
WESTSOUND BANK — 2005Q1
The 22 measures WESTSOUND BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,507,000 | USD | evidence → |
| Total loans | 139,516,000 | USD | evidence → |
| Allowance for loan losses | 1,396,000 | USD | evidence → |
| Securities available for sale | 6,288,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,594,000 | USD | evidence → |
| Interest-bearing deposits | 125,545,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,048,000 | USD | evidence → |
| Equity capital | 13,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,854,000 | USD | evidence → |
| Interest expense | 829,000 | USD | evidence → |
| Net interest income | 2,025,000 | USD | evidence → |
| Noninterest income | 924,000 | USD | evidence → |
| Noninterest expense | 2,029,000 | USD | evidence → |
| Provision for loan losses | 207,000 | USD | evidence → |
| Pretax income | 713,000 | USD | evidence → |
| Income tax | 255,000 | USD | evidence → |
| Net income | 458,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,429,000 | USD | evidence → |
| Total capital | 14,862,000 | USD | evidence → |
| Risk-weighted assets | 134,007,000 | USD | evidence → |