Call reports 2026
OCONEE STATE BANK — 2026
What OCONEE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 722,444,000 | 744,122,000 |
| Total loans | 504,597,000 | 544,624,000 |
| Allowance for loan losses | 6,829,000 | 7,339,000 |
| Securities available for sale | 141,640,000 | 140,295,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 639,720,000 | 658,345,000 |
| Interest-bearing deposits | 501,364,000 | 520,826,000 |
| Noninterest-bearing deposits | 138,356,000 | 137,519,000 |
| Equity capital | 66,417,000 | 68,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,726,000 | 19,856,000 |
| Interest expense | 2,708,000 | 5,304,000 |
| Net interest income | 7,018,000 | 14,552,000 |
| Noninterest income | 1,281,000 | 2,967,000 |
| Noninterest expense | 6,326,000 | 12,834,000 |
| Provision for loan losses | 361,000 | 871,000 |
| Pretax income | 1,641,000 | 3,782,000 |
| Income tax | 343,000 | 795,000 |
| Net income | 1,298,000 | 2,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 70,543,000 | 72,319,000 |
| Total capital | 77,133,000 | 79,344,000 |
| Risk-weighted assets | 526,703,000 | 561,331,000 |