Call report 2025Q4
OCONEE STATE BANK — 2025Q4
The 22 measures OCONEE STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 733,880,000 | USD | evidence → |
| Total loans | 483,487,000 | USD | evidence → |
| Allowance for loan losses | 6,529,000 | USD | evidence → |
| Securities available for sale | 144,883,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 649,631,000 | USD | evidence → |
| Interest-bearing deposits | 517,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 132,209,000 | USD | evidence → |
| Equity capital | 66,687,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,735,000 | USD | evidence → |
| Interest expense | 10,148,000 | USD | evidence → |
| Net interest income | 27,587,000 | USD | evidence → |
| Noninterest income | 6,369,000 | USD | evidence → |
| Noninterest expense | 24,053,000 | USD | evidence → |
| Provision for loan losses | 1,470,000 | USD | evidence → |
| Pretax income | 8,265,000 | USD | evidence → |
| Income tax | 1,670,000 | USD | evidence → |
| Net income | 6,595,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,224,000 | USD | evidence → |
| Total capital | 76,732,000 | USD | evidence → |
| Risk-weighted assets | 520,326,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about OCONEE STATE BANK — 2025Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.