Call reports 2022
OCONEE STATE BANK — 2022
What OCONEE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 556,279,000 | 505,754,000 | 532,812,000 | 536,503,000 |
| Total loans | 292,809,000 | 300,393,000 | 296,393,000 | 300,271,000 |
| Allowance for loan losses | 4,547,000 | 4,549,000 | 4,549,000 | 4,549,000 |
| Securities available for sale | 159,483,000 | 150,387,000 | 161,449,000 | 159,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,935,000 | 467,171,000 | 491,110,000 | 497,393,000 |
| Interest-bearing deposits | 398,814,000 | 350,566,000 | 371,700,000 | 374,813,000 |
| Noninterest-bearing deposits | 116,121,000 | 116,605,000 | 119,410,000 | 122,580,000 |
| Equity capital | 39,409,000 | 36,344,000 | 34,353,000 | 36,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,920,000 | 7,954,000 | 12,509,000 | 17,917,000 |
| Interest expense | 171,000 | 329,000 | 512,000 | 799,000 |
| Net interest income | 3,749,000 | 7,625,000 | 11,997,000 | 17,118,000 |
| Noninterest income | 1,065,000 | 2,839,000 | 3,867,000 | 4,849,000 |
| Noninterest expense | 3,880,000 | 7,743,000 | 11,645,000 | 15,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 934,000 | 2,721,000 | 4,220,000 | 6,021,000 |
| Income tax | 208,000 | 625,000 | 955,000 | 1,380,000 |
| Net income | 726,000 | 2,096,000 | 3,265,000 | 4,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,667,000 | 46,739,000 | 47,873,000 | 49,213,000 |
| Total capital | 49,993,000 | 51,151,000 | 52,313,000 | 53,762,000 |
| Risk-weighted assets | 345,868,000 | 352,811,000 | 355,064,000 | 367,441,000 |
Machine access — free, no API key
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