Call reports 2013
OCONEE STATE BANK — 2013
What OCONEE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 270,189,000 | 272,007,000 | 265,452,000 | 280,148,000 |
| Total loans | 138,133,000 | 134,875,000 | 133,418,000 | 129,081,000 |
| Allowance for loan losses | 2,225,000 | 2,123,000 | 2,016,000 | 1,684,000 |
| Securities available for sale | 92,116,000 | 90,353,000 | 93,848,000 | 98,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,587,000 | 248,517,000 | 242,406,000 | 257,198,000 |
| Interest-bearing deposits | 206,412,000 | 210,009,000 | 206,199,000 | 218,714,000 |
| Noninterest-bearing deposits | 38,175,000 | 38,508,000 | 36,207,000 | 38,484,000 |
| Equity capital | 24,508,000 | 23,043,000 | 22,577,000 | 22,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,330,000 | 4,767,000 | 7,035,000 | 9,385,000 |
| Interest expense | 317,000 | 610,000 | 885,000 | 1,147,000 |
| Net interest income | 2,013,000 | 4,157,000 | 6,150,000 | 8,238,000 |
| Noninterest income | 514,000 | 507,000 | 940,000 | 1,137,000 |
| Noninterest expense | 2,438,000 | 4,409,000 | 6,349,000 | 8,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 368,000 | 890,000 | 1,220,000 |
| Income tax | 31,000 | 72,000 | 227,000 | 314,000 |
| Net income | 171,000 | 296,000 | 663,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,774,000 | 22,589,000 | 22,724,000 | 23,171,000 |
| Total capital | 24,729,000 | 24,493,000 | 24,638,000 | 24,855,000 |
| Risk-weighted assets | 156,100,000 | 152,125,000 | 153,040,000 | 149,418,000 |
Machine access — free, no API key
Every figure shown here about OCONEE STATE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.