Call reports 2012
OCONEE STATE BANK — 2012
What OCONEE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 277,196,000 | 281,872,000 | 271,731,000 | 275,066,000 |
| Total loans | 141,730,000 | 142,677,000 | 142,245,000 | 139,828,000 |
| Allowance for loan losses | 2,738,000 | 2,743,000 | 2,690,000 | 2,232,000 |
| Securities available for sale | 77,138,000 | 88,182,000 | 93,192,000 | 91,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,213,000 | 257,382,000 | 246,492,000 | 249,227,000 |
| Interest-bearing deposits | 216,037,000 | 219,577,000 | 210,003,000 | 208,801,000 |
| Noninterest-bearing deposits | 38,176,000 | 37,805,000 | 36,489,000 | 40,426,000 |
| Equity capital | 22,521,000 | 23,226,000 | 23,709,000 | 24,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,169,000 | 7,798,000 | 10,271,000 |
| Interest expense | 443,000 | 875,000 | 1,252,000 | 1,607,000 |
| Net interest income | 2,153,000 | 4,294,000 | 6,546,000 | 8,664,000 |
| Noninterest income | 517,000 | 695,000 | 648,000 | 949,000 |
| Noninterest expense | 1,957,000 | 3,858,000 | 5,818,000 | 7,920,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 613,000 | 1,457,000 | 1,712,000 | 2,029,000 |
| Income tax | 245,000 | 583,000 | 685,000 | -141,000 |
| Net income | 368,000 | 874,000 | 1,027,000 | 2,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,721,000 | 20,565,000 | 20,820,000 | 22,717,000 |
| Total capital | 21,715,000 | 22,586,000 | 22,811,000 | 24,711,000 |
| Risk-weighted assets | 158,758,000 | 160,957,000 | 158,594,000 | 159,286,000 |
Machine access — free, no API key
Every figure shown here about OCONEE STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.