Call reports 2023
TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION — 2023
What TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 188,497,000 | 195,735,000 | 184,839,000 | 187,849,000 |
| Total loans | 88,483,000 | 88,614,000 | 94,062,000 | 101,866,000 |
| Allowance for loan losses | 654,000 | 685,000 | 715,000 | 941,000 |
| Securities available for sale | 35,617,000 | 38,762,000 | 40,090,000 | 40,139,000 |
| Securities held to maturity | 22,176,000 | 22,044,000 | 21,888,000 | 21,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,016,000 | 176,772,000 | 165,580,000 | 168,108,000 |
| Interest-bearing deposits | 115,638,000 | 119,434,000 | 112,496,000 | 113,865,000 |
| Noninterest-bearing deposits | 54,378,000 | 57,338,000 | 53,084,000 | 54,243,000 |
| Equity capital | 17,390,000 | 17,637,000 | 17,742,000 | 18,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,464,000 | 6,913,000 | 9,308,000 |
| Interest expense | 375,000 | 992,000 | 1,754,000 | 2,592,000 |
| Net interest income | 1,774,000 | 3,472,000 | 5,159,000 | 6,716,000 |
| Noninterest income | 130,000 | 356,000 | 496,000 | 617,000 |
| Noninterest expense | 1,073,000 | 2,339,000 | 3,482,000 | 4,753,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 285,000 |
| Pretax income | 810,000 | 1,437,000 | 2,091,000 | 2,280,000 |
| Income tax | 121,000 | 212,000 | 307,000 | 368,000 |
| Net income | 689,000 | 1,225,000 | 1,784,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,150,000 | 18,686,000 | 19,244,000 | 19,373,000 |
| Total capital | 18,825,000 | 19,392,000 | 19,980,000 | 20,328,000 |
| Risk-weighted assets | 83,210,000 | 82,606,000 | 82,427,000 | 111,703,000 |