Call reports 2020
TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION — 2020
What TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,629,000 | 151,921,000 | 159,988,000 | 166,158,000 |
| Total loans | 86,649,000 | 109,715,000 | 115,317,000 | 104,472,000 |
| Allowance for loan losses | 638,000 | 656,000 | 664,000 | 665,000 |
| Securities available for sale | 1,783,000 | 1,809,000 | 1,806,000 | 1,797,000 |
| Securities held to maturity | 8,737,000 | 8,393,000 | 8,172,000 | 8,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,705,000 | 138,020,000 | 146,112,000 | 151,823,000 |
| Interest-bearing deposits | 79,296,000 | 97,196,000 | 104,743,000 | 110,652,000 |
| Noninterest-bearing deposits | 27,409,000 | 40,824,000 | 41,369,000 | 41,171,000 |
| Equity capital | 12,594,000 | 13,337,000 | 13,574,000 | 14,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 3,412,000 | 4,383,000 | 5,555,000 |
| Interest expense | 271,000 | 543,000 | 789,000 | 1,013,000 |
| Net interest income | 978,000 | 2,869,000 | 3,594,000 | 4,542,000 |
| Noninterest income | 51,000 | 270,000 | 427,000 | 942,000 |
| Noninterest expense | 842,000 | 2,026,000 | 2,637,000 | 3,530,000 |
| Provision for loan losses | 15,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 172,000 | 1,073,000 | 1,344,000 | 1,914,000 |
| Income tax | 22,000 | 207,000 | 244,000 | 352,000 |
| Net income | 150,000 | 866,000 | 1,100,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,583,000 | 13,299,000 | 13,533,000 | 13,995,000 |
| Total capital | 13,221,000 | 13,956,000 | 14,197,000 | 14,660,000 |
| Risk-weighted assets | 83,488,000 | 84,365,000 | 79,194,000 | 88,313,000 |