Call reports 2016
TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION — 2016
What TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 107,397,000 | 114,821,000 | 106,602,000 | 106,009,000 |
| Total loans | 81,710,000 | 80,501,000 | 77,628,000 | 75,447,000 |
| Allowance for loan losses | 678,000 | 668,000 | 668,000 | 668,000 |
| Securities available for sale | 7,601,000 | 7,990,000 | 8,768,000 | 9,401,000 |
| Securities held to maturity | 12,596,000 | 13,593,000 | 11,390,000 | 11,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,077,000 | 104,885,000 | 96,522,000 | 96,235,000 |
| Interest-bearing deposits | 75,107,000 | 76,010,000 | 77,221,000 | 74,609,000 |
| Noninterest-bearing deposits | 22,970,000 | 28,875,000 | 19,302,000 | 21,626,000 |
| Equity capital | 9,235,000 | 9,840,000 | 9,945,000 | 9,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,124,000 | 3,123,000 | 4,085,000 |
| Interest expense | 193,000 | 381,000 | 567,000 | 751,000 |
| Net interest income | 828,000 | 1,743,000 | 2,556,000 | 3,334,000 |
| Noninterest income | 42,000 | 498,000 | 594,000 | 658,000 |
| Noninterest expense | 732,000 | 1,467,000 | 2,192,000 | 2,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 774,000 | 1,030,000 | 1,119,000 |
| Income tax | 21,000 | 196,000 | 279,000 | 332,000 |
| Net income | 117,000 | 578,000 | 751,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,256,000 | 9,717,000 | 9,891,000 | 9,927,000 |
| Total capital | 9,934,000 | 10,385,000 | 10,559,000 | 10,595,000 |
| Risk-weighted assets | 61,604,000 | 61,431,000 | 58,997,000 | 65,952,000 |