Call reports 2015
TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION — 2015
What TEXAS ADVANTAGE COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 109,818,000 | 114,442,000 | 112,990,000 | 110,229,000 |
| Total loans | 73,528,000 | 78,077,000 | 78,770,000 | 78,775,000 |
| Allowance for loan losses | 701,000 | 686,000 | 677,000 | 678,000 |
| Securities available for sale | 0 | 0 | 0 | 2,451,000 |
| Securities held to maturity | 13,664,000 | 13,478,000 | 13,853,000 | 13,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,771,000 | 105,373,000 | 104,026,000 | 100,987,000 |
| Interest-bearing deposits | 76,255,000 | 74,129,000 | 77,478,000 | 77,035,000 |
| Noninterest-bearing deposits | 24,517,000 | 31,244,000 | 26,548,000 | 23,952,000 |
| Equity capital | 8,968,000 | 8,987,000 | 8,883,000 | 9,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,916,000 | 2,728,000 | 3,688,000 |
| Interest expense | 200,000 | 409,000 | 623,000 | 831,000 |
| Net interest income | 754,000 | 1,507,000 | 2,105,000 | 2,857,000 |
| Noninterest income | 44,000 | 88,000 | 124,000 | 351,000 |
| Noninterest expense | 793,000 | 1,565,000 | 2,302,000 | 3,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 30,000 | -73,000 | 184,000 |
| Income tax | 2,000 | 9,000 | 9,000 | 9,000 |
| Net income | 3,000 | 21,000 | -82,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,967,000 | 8,986,000 | 8,882,000 | 9,139,000 |
| Total capital | 9,587,000 | 9,672,000 | 9,559,000 | 9,817,000 |
| Risk-weighted assets | 49,498,000 | 59,967,000 | 60,970,000 | 60,666,000 |