Call reports 2016
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2016
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 95,870,000 | 93,413,000 | 96,757,000 | 99,576,000 |
| Total loans | 63,248,000 | 65,787,000 | 68,091,000 | 64,027,000 |
| Allowance for loan losses | 489,000 | 612,000 | 639,000 | 646,000 |
| Securities available for sale | 9,227,000 | 7,935,000 | 7,553,000 | 7,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,045,000 | 84,319,000 | 86,561,000 | 90,445,000 |
| Interest-bearing deposits | 71,336,000 | 70,466,000 | 72,019,000 | 74,369,000 |
| Noninterest-bearing deposits | 15,709,000 | 13,853,000 | 14,542,000 | 16,076,000 |
| Equity capital | 8,201,000 | 8,425,000 | 9,471,000 | 8,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,890,000 | 2,931,000 | 3,893,000 |
| Interest expense | 102,000 | 201,000 | 301,000 | 401,000 |
| Net interest income | 834,000 | 1,689,000 | 2,630,000 | 3,492,000 |
| Noninterest income | 96,000 | 207,000 | 1,163,000 | 1,275,000 |
| Noninterest expense | 772,000 | 1,527,000 | 2,227,000 | 3,022,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 98,000 | 250,000 | 1,415,000 | 1,565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 250,000 | 1,415,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,150,000 | 8,302,000 | 9,364,000 | 8,664,000 |
| Total capital | 8,639,000 | 8,914,000 | 10,003,000 | 9,310,000 |
| Risk-weighted assets | 68,268,000 | 70,636,000 | 73,054,000 | 69,191,000 |