Call reports 2015
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2015
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 89,980,000 | 89,547,000 | 94,153,000 | 94,014,000 |
| Total loans | 61,855,000 | 66,789,000 | 67,514,000 | 64,200,000 |
| Allowance for loan losses | 373,000 | 328,000 | 343,000 | 405,000 |
| Securities available for sale | 11,053,000 | 10,655,000 | 9,807,000 | 9,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,236,000 | 80,733,000 | 85,081,000 | 84,918,000 |
| Interest-bearing deposits | 67,611,000 | 67,033,000 | 69,386,000 | 69,580,000 |
| Noninterest-bearing deposits | 13,625,000 | 13,700,000 | 15,695,000 | 15,338,000 |
| Equity capital | 8,229,000 | 8,233,000 | 8,416,000 | 8,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,894,000 | 2,901,000 | 3,858,000 |
| Interest expense | 104,000 | 207,000 | 314,000 | 418,000 |
| Net interest income | 828,000 | 1,687,000 | 2,587,000 | 3,440,000 |
| Noninterest income | 104,000 | 216,000 | 332,000 | 459,000 |
| Noninterest expense | 787,000 | 1,576,000 | 2,341,000 | 3,151,000 |
| Provision for loan losses | 20,000 | 20,000 | 145,000 | 205,000 |
| Pretax income | 116,000 | 298,000 | 424,000 | 533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 298,000 | 424,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,208,000 | 8,360,000 | 8,456,000 | 8,535,000 |
| Total capital | 8,581,000 | 8,688,000 | 8,799,000 | 8,940,000 |
| Risk-weighted assets | 64,580,000 | 68,799,000 | 70,578,000 | 67,999,000 |