Call reports 2014
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2014
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 90,026,000 | 87,038,000 | 89,700,000 | 89,311,000 |
| Total loans | 54,821,000 | 59,638,000 | 64,591,000 | 61,023,000 |
| Allowance for loan losses | 337,000 | 343,000 | 357,000 | 350,000 |
| Securities available for sale | 18,570,000 | 15,872,000 | 11,476,000 | 11,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,960,000 | 78,589,000 | 80,997,000 | 80,405,000 |
| Interest-bearing deposits | 54,358,000 | 65,339,000 | 67,930,000 | 67,787,000 |
| Noninterest-bearing deposits | 27,602,000 | 13,250,000 | 13,067,000 | 12,618,000 |
| Equity capital | 7,670,000 | 8,006,000 | 8,179,000 | 8,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,818,000 | 2,830,000 | 3,805,000 |
| Interest expense | 96,000 | 191,000 | 288,000 | 395,000 |
| Net interest income | 789,000 | 1,627,000 | 2,542,000 | 3,410,000 |
| Noninterest income | 100,000 | 209,000 | 302,000 | 414,000 |
| Noninterest expense | 752,000 | 1,503,000 | 2,314,000 | 3,094,000 |
| Provision for loan losses | 11,000 | 28,000 | 83,000 | 113,000 |
| Pretax income | 126,000 | 309,000 | 446,000 | 616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 309,000 | 446,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,136,000 | 8,284,000 | 8,376,000 | 8,536,000 |
| Total capital | 8,473,000 | 8,627,000 | 8,733,000 | 8,886,000 |
| Risk-weighted assets | 57,873,000 | 62,247,000 | 66,287,000 | 63,435,000 |