Call reports 2013
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2013
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 91,113,000 | 85,874,000 | 88,024,000 | 88,105,000 |
| Total loans | 43,949,000 | 47,395,000 | 53,771,000 | 52,829,000 |
| Allowance for loan losses | 483,000 | 415,000 | 402,000 | 359,000 |
| Securities available for sale | 22,629,000 | 21,663,000 | 20,565,000 | 19,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,473,000 | 77,862,000 | 80,157,000 | 80,262,000 |
| Interest-bearing deposits | 54,929,000 | 53,466,000 | 54,712,000 | 54,531,000 |
| Noninterest-bearing deposits | 27,544,000 | 24,396,000 | 25,445,000 | 25,731,000 |
| Equity capital | 8,354,000 | 7,660,000 | 7,455,000 | 7,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,706,000 | 2,604,000 | 3,532,000 |
| Interest expense | 99,000 | 200,000 | 302,000 | 403,000 |
| Net interest income | 732,000 | 1,506,000 | 2,302,000 | 3,129,000 |
| Noninterest income | 163,000 | 270,000 | 338,000 | 454,000 |
| Noninterest expense | 731,000 | 1,501,000 | 2,242,000 | 2,979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 278,000 | 399,000 | 601,000 |
| Income tax | 0 | 1,000 | 0 | 0 |
| Net income | 175,000 | 277,000 | 399,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,934,000 | 8,036,000 | 8,157,000 | 8,360,000 |
| Total capital | 8,417,000 | 8,451,000 | 8,559,000 | 8,719,000 |
| Risk-weighted assets | 48,334,000 | 51,565,000 | 57,286,000 | 55,805,000 |