Call reports 2012
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2012
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,386,000 | 70,082,000 | 73,760,000 | 75,435,000 |
| Total loans | 37,811,000 | 39,867,000 | 40,106,000 | 39,781,000 |
| Allowance for loan losses | 534,000 | 477,000 | 474,000 | 476,000 |
| Securities available for sale | 17,003,000 | 17,160,000 | 17,961,000 | 18,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,587,000 | 62,708,000 | 66,187,000 | 67,782,000 |
| Interest-bearing deposits | 55,590,000 | 46,286,000 | 46,999,000 | 47,718,000 |
| Noninterest-bearing deposits | 8,997,000 | 16,422,000 | 19,188,000 | 20,064,000 |
| Equity capital | 6,582,000 | 7,111,000 | 7,256,000 | 7,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,583,000 | 2,397,000 | 3,226,000 |
| Interest expense | 114,000 | 220,000 | 327,000 | 429,000 |
| Net interest income | 669,000 | 1,363,000 | 2,070,000 | 2,797,000 |
| Noninterest income | 91,000 | 190,000 | 288,000 | 384,000 |
| Noninterest expense | 620,000 | 1,194,000 | 1,762,000 | 2,407,000 |
| Provision for loan losses | 0 | -200,000 | -200,000 | -200,000 |
| Pretax income | 140,000 | 559,000 | 796,000 | 974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 559,000 | 796,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,170,000 | 6,533,000 | 6,631,000 | 6,809,000 |
| Total capital | 6,570,000 | 7,010,000 | 7,105,000 | 7,285,000 |
| Risk-weighted assets | 39,165,000 | 41,753,000 | 41,966,000 | 41,591,000 |