Call reports 2011
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2011
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,974,000 | 68,709,000 | 69,311,000 | 72,456,000 |
| Total loans | 40,976,000 | 41,923,000 | 41,616,000 | 38,500,000 |
| Allowance for loan losses | 684,000 | 587,000 | 533,000 | 549,000 |
| Securities available for sale | 14,192,000 | 15,840,000 | 15,399,000 | 17,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,980,000 | 62,223,000 | 62,380,000 | 65,372,000 |
| Interest-bearing deposits | 55,070,000 | 54,330,000 | 54,294,000 | 55,670,000 |
| Noninterest-bearing deposits | 8,910,000 | 7,893,000 | 8,086,000 | 9,702,000 |
| Equity capital | 5,817,000 | 6,269,000 | 6,675,000 | 6,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,617,000 | 2,451,000 | 3,257,000 |
| Interest expense | 164,000 | 317,000 | 457,000 | 576,000 |
| Net interest income | 619,000 | 1,300,000 | 1,994,000 | 2,681,000 |
| Noninterest income | 108,000 | 217,000 | 259,000 | 421,000 |
| Noninterest expense | 572,000 | 1,186,000 | 1,758,000 | 2,349,000 |
| Provision for loan losses | 100,000 | 120,000 | 140,000 | 140,000 |
| Pretax income | 55,000 | 211,000 | 355,000 | 613,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 211,000 | 355,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,822,000 | 5,979,000 | 6,123,000 | 6,380,000 |
| Total capital | 6,351,000 | 6,439,000 | 6,543,000 | 6,804,000 |
| Risk-weighted assets | 41,444,000 | 42,163,000 | 42,268,000 | 39,821,000 |