Call reports 2009
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2009
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 68,101,000 | 65,509,000 | 66,250,000 | 67,003,000 |
| Total loans | 43,485,000 | 44,422,000 | 45,193,000 | 43,640,000 |
| Allowance for loan losses | 550,000 | 576,000 | 562,000 | 474,000 |
| Securities available for sale | 15,313,000 | 15,069,000 | 15,197,000 | 15,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,030,000 | 59,378,000 | 59,991,000 | 61,061,000 |
| Interest-bearing deposits | 52,763,000 | 53,396,000 | 52,958,000 | 52,577,000 |
| Noninterest-bearing deposits | 9,267,000 | 5,982,000 | 7,033,000 | 8,484,000 |
| Equity capital | 5,865,000 | 5,809,000 | 5,908,000 | 5,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,883,000 | 2,807,000 | 3,737,000 |
| Interest expense | 317,000 | 626,000 | 946,000 | 1,192,000 |
| Net interest income | 647,000 | 1,257,000 | 1,861,000 | 2,545,000 |
| Noninterest income | 88,000 | 189,000 | 284,000 | 303,000 |
| Noninterest expense | 468,000 | 1,010,000 | 1,575,000 | 2,019,000 |
| Provision for loan losses | 114,000 | 154,000 | 279,000 | 543,000 |
| Pretax income | 153,000 | 282,000 | 291,000 | 286,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 153,000 | 282,000 | 291,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,543,000 | 5,566,000 | 5,575,000 | 5,569,000 |
| Total capital | 6,080,000 | 6,123,000 | 6,128,000 | 6,043,000 |
| Risk-weighted assets | 42,852,000 | 43,758,000 | 44,348,000 | 43,017,000 |