Call reports 2006
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2006
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,632,000 | 58,635,000 | 59,750,000 | 61,243,000 |
| Total loans | 38,312,000 | 38,178,000 | 38,673,000 | 37,616,000 |
| Allowance for loan losses | 396,000 | 348,000 | 314,000 | 411,000 |
| Securities available for sale | 13,776,000 | 13,909,000 | 15,284,000 | 16,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,701,000 | 53,593,000 | 54,577,000 | 56,080,000 |
| Interest-bearing deposits | 45,679,000 | 45,147,000 | 47,386,000 | 47,964,000 |
| Noninterest-bearing deposits | 7,022,000 | 8,446,000 | 7,191,000 | 8,116,000 |
| Equity capital | 4,681,000 | 4,740,000 | 4,797,000 | 4,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,785,000 | 2,769,000 | 3,752,000 |
| Interest expense | 321,000 | 682,000 | 1,104,000 | 1,555,000 |
| Net interest income | 540,000 | 1,103,000 | 1,665,000 | 2,197,000 |
| Noninterest income | 72,000 | 149,000 | 227,000 | 301,000 |
| Noninterest expense | 474,000 | 922,000 | 1,353,000 | 1,808,000 |
| Provision for loan losses | 30,000 | 30,000 | 85,000 | 180,000 |
| Pretax income | 108,000 | 300,000 | 454,000 | 510,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 108,000 | 300,000 | 454,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,007,000 | 5,165,000 | 5,057,000 | 5,078,000 |
| Total capital | 5,403,000 | 5,513,000 | 5,371,000 | 5,489,000 |
| Risk-weighted assets | 39,294,000 | 38,696,000 | 39,064,000 | 38,783,000 |