Call reports 2001
FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY — 2001
What FIRST NATIONAL BANK MAHNOMEN TWIN VALLEY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,141,000 | 42,908,000 | 44,153,000 | 45,526,000 |
| Total loans | 22,105,000 | 24,090,000 | 25,438,000 | 25,640,000 |
| Allowance for loan losses | 343,000 | 332,000 | 340,000 | 326,000 |
| Securities available for sale | 8,082,000 | 8,379,000 | 8,489,000 | 9,626,000 |
| Securities held to maturity | 5,950,000 | 5,358,000 | 5,287,000 | 4,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,494,000 | 38,102,000 | 39,042,000 | 40,414,000 |
| Interest-bearing deposits | 31,743,000 | 32,301,000 | 33,154,000 | 33,080,000 |
| Noninterest-bearing deposits | 5,751,000 | 5,801,000 | 5,888,000 | 7,334,000 |
| Equity capital | 4,306,000 | 4,467,000 | 4,754,000 | 4,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,595,000 | 2,402,000 | 3,205,000 |
| Interest expense | 366,000 | 731,000 | 1,083,000 | 1,410,000 |
| Net interest income | 426,000 | 864,000 | 1,319,000 | 1,795,000 |
| Noninterest income | 47,000 | 118,000 | 183,000 | 225,000 |
| Noninterest expense | 307,000 | 625,000 | 943,000 | 1,303,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 126,000 | 317,000 | 519,000 | 677,000 |
| Income tax | 36,000 | 61,000 | 60,000 | 70,000 |
| Net income | 90,000 | 256,000 | 459,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,246,000 | 4,412,000 | 4,615,000 | 4,763,000 |
| Total capital | 4,556,000 | 4,744,000 | 4,955,000 | 5,089,000 |
| Risk-weighted assets | 24,775,000 | 26,542,000 | 27,363,000 | 27,597,000 |