Call reports 2010
VENTURA COUNTY BUSINESS BANK — 2010
What VENTURA COUNTY BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,984,000 | 86,441,000 | 82,797,000 | 76,494,000 |
| Total loans | 58,878,000 | 56,861,000 | 54,347,000 | 47,193,000 |
| Allowance for loan losses | 2,164,000 | 2,902,000 | 2,277,000 | 2,013,000 |
| Securities available for sale | 10,734,000 | 10,276,000 | 12,470,000 | 12,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,006,000 | 70,976,000 | 67,659,000 | 64,853,000 |
| Interest-bearing deposits | 42,301,000 | 41,518,000 | 39,854,000 | 37,815,000 |
| Noninterest-bearing deposits | 31,705,000 | 29,458,000 | 27,806,000 | 27,038,000 |
| Equity capital | 1,707,000 | 7,189,000 | 6,878,000 | 3,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,820,000 | 2,658,000 | 3,474,000 |
| Interest expense | 190,000 | 339,000 | 473,000 | 597,000 |
| Net interest income | 743,000 | 1,481,000 | 2,185,000 | 2,877,000 |
| Noninterest income | 37,000 | -725,000 | -710,000 | -2,580,000 |
| Noninterest expense | 1,030,000 | 2,187,000 | 3,254,000 | 4,344,000 |
| Provision for loan losses | 0 | 2,344,000 | 2,434,000 | 3,699,000 |
| Pretax income | -250,000 | -4,125,000 | -4,563,000 | -7,746,000 |
| Income tax | 0 | 1,000 | 1,000 | 178,000 |
| Net income | -250,000 | -4,126,000 | -4,564,000 | -7,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,414,000 | 6,848,000 | 6,412,000 | 3,053,000 |
| Total capital | 2,309,000 | 7,700,000 | 7,233,000 | 3,767,000 |
| Risk-weighted assets | 69,513,000 | 65,280,000 | 63,383,000 | 55,029,000 |
Machine access — free, no API key
Every figure shown here about VENTURA COUNTY BUSINESS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.