Call reports 2007
VENTURA COUNTY BUSINESS BANK — 2007
What VENTURA COUNTY BUSINESS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 92,231,000 | 109,490,000 | 106,503,000 | 103,101,000 |
| Total loans | 73,256,000 | 78,748,000 | 89,118,000 | 92,092,000 |
| Allowance for loan losses | 910,000 | 955,000 | 1,270,000 | 1,270,000 |
| Securities available for sale | 994,000 | 973,000 | 1,989,000 | 2,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,167,000 | 98,175,000 | 90,031,000 | 86,346,000 |
| Interest-bearing deposits | 61,476,000 | 78,716,000 | 70,200,000 | 66,894,000 |
| Noninterest-bearing deposits | 19,691,000 | 19,459,000 | 19,831,000 | 19,452,000 |
| Equity capital | 10,659,000 | 10,906,000 | 11,071,000 | 11,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,729,000 | 5,788,000 | 7,764,000 |
| Interest expense | 639,000 | 1,369,000 | 2,187,000 | 2,971,000 |
| Net interest income | 1,118,000 | 2,360,000 | 3,601,000 | 4,793,000 |
| Noninterest income | 39,000 | 81,000 | 119,000 | 149,000 |
| Noninterest expense | 937,000 | 1,976,000 | 2,949,000 | 3,960,000 |
| Provision for loan losses | 0 | 45,000 | 360,000 | 360,000 |
| Pretax income | 220,000 | 420,000 | 411,000 | 622,000 |
| Income tax | 72,000 | 72,000 | 45,000 | 41,000 |
| Net income | 148,000 | 348,000 | 366,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,659,000 | 10,924,000 | 11,069,000 | 11,339,000 |
| Total capital | 11,615,000 | 11,924,000 | 12,384,000 | 12,655,000 |
| Risk-weighted assets | 87,682,000 | 95,042,000 | 110,828,000 | 106,330,000 |
Machine access — free, no API key
Every figure shown here about VENTURA COUNTY BUSINESS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.