Call reports 2006
VENTURA COUNTY BUSINESS BANK — 2006
What VENTURA COUNTY BUSINESS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 85,087,000 | 92,657,000 | 91,487,000 | 89,046,000 |
| Total loans | 63,830,000 | 64,042,000 | 64,951,000 | 69,326,000 |
| Allowance for loan losses | 840,000 | 840,000 | 840,000 | 910,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,381,000 | 82,634,000 | 80,976,000 | 78,167,000 |
| Interest-bearing deposits | 56,107,000 | 59,493,000 | 59,891,000 | 57,750,000 |
| Noninterest-bearing deposits | 19,274,000 | 23,141,000 | 21,085,000 | 20,417,000 |
| Equity capital | 9,471,000 | 9,744,000 | 10,143,000 | 10,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 3,023,000 | 4,715,000 | 6,483,000 |
| Interest expense | 441,000 | 974,000 | 1,555,000 | 2,182,000 |
| Net interest income | 964,000 | 2,049,000 | 3,160,000 | 4,301,000 |
| Noninterest income | 29,000 | 64,000 | 105,000 | 149,000 |
| Noninterest expense | 905,000 | 1,824,000 | 2,747,000 | 3,610,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 88,000 | 289,000 | 518,000 | 770,000 |
| Income tax | -38,000 | -74,000 | -112,000 | -148,000 |
| Net income | 126,000 | 363,000 | 630,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,471,000 | 9,744,000 | 10,143,000 | 10,468,000 |
| Total capital | 10,346,000 | 10,619,000 | 11,029,000 | 11,424,000 |
| Risk-weighted assets | 77,447,000 | 81,171,000 | 80,619,000 | 83,380,000 |
Machine access — free, no API key
Every figure shown here about VENTURA COUNTY BUSINESS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.