Call reports 2024
CAPON VALLEY BANK — 2024
What CAPON VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 217,462,000 | 218,835,000 | 212,544,000 | 221,852,000 |
| Total loans | 148,660,000 | 154,189,000 | 155,005,000 | 159,196,000 |
| Allowance for loan losses | 1,697,000 | 1,802,000 | 1,846,000 | 1,880,000 |
| Securities available for sale | 36,904,000 | 38,263,000 | 37,825,000 | 35,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,263,000 | 197,404,000 | 190,504,000 | 199,422,000 |
| Interest-bearing deposits | 139,581,000 | 139,731,000 | 139,606,000 | 146,590,000 |
| Noninterest-bearing deposits | 56,682,000 | 57,673,000 | 50,898,000 | 52,832,000 |
| Equity capital | 18,468,000 | 18,977,000 | 19,880,000 | 19,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,621,000 | 5,482,000 | 8,327,000 | 11,292,000 |
| Interest expense | 732,000 | 1,463,000 | 2,222,000 | 2,980,000 |
| Net interest income | 1,889,000 | 4,019,000 | 6,105,000 | 8,312,000 |
| Noninterest income | 285,000 | 625,000 | 937,000 | 1,274,000 |
| Noninterest expense | 1,739,000 | 3,518,000 | 5,355,000 | 7,247,000 |
| Provision for loan losses | 48,000 | 108,000 | 171,000 | 228,000 |
| Pretax income | 387,000 | 1,018,000 | 1,516,000 | 2,111,000 |
| Income tax | 79,000 | 214,000 | 319,000 | 423,000 |
| Net income | 308,000 | 804,000 | 1,197,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,937,000 | 21,203,000 | 21,385,000 | 21,566,000 |