Call reports 2023
CAPON VALLEY BANK — 2023
What CAPON VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 208,754,000 | 207,666,000 | 212,867,000 | 212,917,000 |
| Total loans | 140,995,000 | 143,294,000 | 144,872,000 | 146,722,000 |
| Allowance for loan losses | 1,644,000 | 1,670,000 | 1,700,000 | 1,663,000 |
| Securities available for sale | 40,679,000 | 39,413,000 | 37,585,000 | 37,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,506,000 | 188,031,000 | 193,232,000 | 192,200,000 |
| Interest-bearing deposits | 129,730,000 | 133,857,000 | 138,176,000 | 137,779,000 |
| Noninterest-bearing deposits | 53,776,000 | 54,174,000 | 55,056,000 | 54,421,000 |
| Equity capital | 17,781,000 | 17,589,000 | 17,524,000 | 18,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,594,000 | 7,020,000 | 9,681,000 |
| Interest expense | 392,000 | 938,000 | 1,556,000 | 2,234,000 |
| Net interest income | 1,838,000 | 3,656,000 | 5,464,000 | 7,447,000 |
| Noninterest income | 331,000 | 651,000 | 967,000 | 1,267,000 |
| Noninterest expense | 1,721,000 | 3,463,000 | 5,199,000 | 7,045,000 |
| Provision for loan losses | 30,000 | 69,000 | 111,000 | 150,000 |
| Pretax income | 418,000 | 625,000 | 971,000 | 1,369,000 |
| Income tax | 86,000 | 124,000 | 194,000 | 284,000 |
| Net income | 332,000 | 501,000 | 777,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,793,000 | 20,704,000 | 20,758,000 | 20,851,000 |