Call reports 2021
CAPON VALLEY BANK — 2021
What CAPON VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 191,047,000 | 195,720,000 | 199,083,000 | 199,398,000 |
| Total loans | 137,019,000 | 133,958,000 | 130,722,000 | 127,419,000 |
| Allowance for loan losses | 1,651,000 | 1,652,000 | 1,650,000 | 1,601,000 |
| Securities available for sale | 19,860,000 | 31,637,000 | 35,850,000 | 44,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,549,000 | 171,579,000 | 174,676,000 | 175,027,000 |
| Interest-bearing deposits | 119,289,000 | 122,315,000 | 125,564,000 | 124,543,000 |
| Noninterest-bearing deposits | 47,260,000 | 49,264,000 | 49,112,000 | 50,484,000 |
| Equity capital | 18,620,000 | 18,955,000 | 19,309,000 | 19,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,032,000 | 6,137,000 | 8,305,000 |
| Interest expense | 226,000 | 440,000 | 649,000 | 842,000 |
| Net interest income | 1,789,000 | 3,592,000 | 5,488,000 | 7,463,000 |
| Noninterest income | 300,000 | 608,000 | 913,000 | 1,218,000 |
| Noninterest expense | 1,494,000 | 2,985,000 | 4,558,000 | 6,193,000 |
| Provision for loan losses | 3,000 | 4,000 | 10,000 | 15,000 |
| Pretax income | 584,000 | 1,203,000 | 1,826,000 | 2,431,000 |
| Income tax | 126,000 | 259,000 | 393,000 | 498,000 |
| Net income | 458,000 | 944,000 | 1,433,000 | 1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,544,000 | 18,867,000 | 19,178,000 | 19,549,000 |