Call reports 2020
CAPON VALLEY BANK — 2020
What CAPON VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 163,745,000 | 173,407,000 | 173,150,000 | 182,208,000 |
| Total loans | 130,221,000 | 133,507,000 | 132,920,000 | 132,219,000 |
| Allowance for loan losses | 1,194,000 | 1,339,000 | 1,480,000 | 1,707,000 |
| Securities available for sale | 7,356,000 | 10,212,000 | 11,548,000 | 16,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,546,000 | 149,406,000 | 149,117,000 | 158,086,000 |
| Interest-bearing deposits | 105,853,000 | 110,731,000 | 110,781,000 | 115,130,000 |
| Noninterest-bearing deposits | 33,693,000 | 38,675,000 | 38,336,000 | 42,956,000 |
| Equity capital | 17,898,000 | 18,036,000 | 18,256,000 | 18,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,006,000 | 6,007,000 | 8,120,000 |
| Interest expense | 334,000 | 641,000 | 918,000 | 1,171,000 |
| Net interest income | 1,673,000 | 3,365,000 | 5,089,000 | 6,949,000 |
| Noninterest income | 336,000 | 589,000 | 899,000 | 818,000 |
| Noninterest expense | 1,510,000 | 3,029,000 | 4,463,000 | 5,925,000 |
| Provision for loan losses | 107,000 | 261,000 | 415,000 | 421,000 |
| Pretax income | 397,000 | 669,000 | 1,115,000 | 1,426,000 |
| Income tax | 83,000 | 132,000 | 226,000 | 275,000 |
| Net income | 314,000 | 537,000 | 889,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,823,000 | 17,873,000 | 18,092,000 | 18,220,000 |
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