Call reports 2018
CAPON VALLEY BANK — 2018
What CAPON VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,095,000 | 153,320,000 | 152,503,000 | 153,628,000 |
| Total loans | 124,123,000 | 128,106,000 | 127,971,000 | 129,817,000 |
| Allowance for loan losses | 1,246,000 | 1,273,000 | 1,292,000 | 1,297,000 |
| Securities available for sale | 10,300,000 | 9,592,000 | 9,381,000 | 8,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,809,000 | 131,272,000 | 130,223,000 | 130,285,000 |
| Interest-bearing deposits | 97,791,000 | 99,146,000 | 99,656,000 | 99,547,000 |
| Noninterest-bearing deposits | 32,018,000 | 32,126,000 | 30,567,000 | 30,738,000 |
| Equity capital | 17,148,000 | 17,212,000 | 17,386,000 | 17,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,573,000 | 5,451,000 | 7,395,000 |
| Interest expense | 156,000 | 341,000 | 586,000 | 882,000 |
| Net interest income | 1,596,000 | 3,232,000 | 4,865,000 | 6,513,000 |
| Noninterest income | 269,000 | 467,000 | 718,000 | 1,029,000 |
| Noninterest expense | 1,452,000 | 2,913,000 | 4,376,000 | 5,923,000 |
| Provision for loan losses | 37,000 | 71,000 | 109,000 | 140,000 |
| Pretax income | 376,000 | 715,000 | 1,098,000 | 1,479,000 |
| Income tax | 82,000 | 157,000 | 194,000 | 365,000 |
| Net income | 294,000 | 558,000 | 904,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,232,000 | 17,289,000 | 17,466,000 | 17,494,000 |
| Total capital | 18,478,000 | 18,562,000 | 18,758,000 | 18,791,000 |
| Risk-weighted assets | 108,302,000 | 113,609,000 | 112,690,000 | 114,973,000 |