Call reports 2004
CAPON VALLEY BANK — 2004
What CAPON VALLEY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 127,238,000 | 127,570,000 | 126,723,000 | 127,435,000 |
| Total loans | 96,957,000 | 101,062,000 | 105,267,000 | 106,106,000 |
| Allowance for loan losses | 1,084,000 | 1,097,000 | 1,152,000 | 1,187,000 |
| Securities available for sale | 12,498,000 | 9,896,000 | 8,329,000 | 8,734,000 |
| Securities held to maturity | 891,000 | 891,000 | 691,000 | 690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,709,000 | 113,668,000 | 111,738,000 | 109,821,000 |
| Interest-bearing deposits | 100,789,000 | 99,218,000 | 96,704,000 | 95,142,000 |
| Noninterest-bearing deposits | 13,920,000 | 14,450,000 | 15,034,000 | 14,679,000 |
| Equity capital | 9,729,000 | 9,903,000 | 10,808,000 | 10,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,751,000 | 5,686,000 | 7,682,000 |
| Interest expense | 621,000 | 1,202,000 | 1,768,000 | 2,350,000 |
| Net interest income | 1,236,000 | 2,549,000 | 3,918,000 | 5,332,000 |
| Noninterest income | 144,000 | 320,000 | 535,000 | 773,000 |
| Noninterest expense | 943,000 | 1,877,000 | 2,870,000 | 3,930,000 |
| Provision for loan losses | 75,000 | 165,000 | 240,000 | 340,000 |
| Pretax income | 362,000 | 828,000 | 1,344,000 | 1,833,000 |
| Income tax | 124,000 | 291,000 | 470,000 | 616,000 |
| Net income | 238,000 | 537,000 | 874,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,667,000 | 9,914,000 | 10,796,000 | 11,020,000 |
| Total capital | 10,751,000 | 11,011,000 | 11,948,000 | 12,208,000 |
| Risk-weighted assets | 89,857,000 | 92,624,000 | 95,036,000 | 95,225,000 |
Machine access — free, no API key
Every figure shown here about CAPON VALLEY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.