Call reports 2026
TIOGA STATE BANK, N.A. — 2026
What TIOGA STATE BANK, N.A. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 639,671,000 | 625,189,000 |
| Total loans | 382,359,000 | 393,314,000 |
| Allowance for loan losses | 6,468,000 | 6,414,000 |
| Securities available for sale | 170,497,000 | 179,221,000 |
| Securities held to maturity | 1,118,000 | 851,000 |
| Trading assets | 0 | 0 |
| Total deposits | 554,951,000 | 538,094,000 |
| Interest-bearing deposits | 392,290,000 | 369,342,000 |
| Noninterest-bearing deposits | 162,661,000 | 168,752,000 |
| Equity capital | 64,568,000 | 66,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,707,000 | 15,809,000 |
| Interest expense | 1,645,000 | 3,345,000 |
| Net interest income | 6,062,000 | 12,464,000 |
| Noninterest income | 1,284,000 | 2,430,000 |
| Noninterest expense | 4,945,000 | 9,924,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,448,000 | 4,985,000 |
| Income tax | 438,000 | 900,000 |
| Net income | 2,010,000 | 4,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 70,815,000 | 72,890,000 |
| Total capital | 75,237,000 | 77,480,000 |
| Risk-weighted assets | 351,570,000 | 365,151,000 |