Call reports 2024
TIOGA STATE BANK, N.A. — 2024
What TIOGA STATE BANK, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 579,471,000 | 588,865,000 | 584,190,000 | 558,088,000 |
| Total loans | 374,656,000 | 377,206,000 | 375,737,000 | 375,115,000 |
| Allowance for loan losses | 6,568,000 | 6,447,000 | 6,464,000 | 6,462,000 |
| Securities available for sale | 144,502,000 | 140,762,000 | 140,884,000 | 138,991,000 |
| Securities held to maturity | 3,245,000 | 3,556,000 | 3,264,000 | 3,025,000 |
| Trading assets | 2,576,000 | 1,931,000 | 0 | 0 |
| Total deposits | 502,401,000 | 509,608,000 | 499,077,000 | 466,066,000 |
| Interest-bearing deposits | 344,276,000 | 349,541,000 | 331,048,000 | 314,159,000 |
| Noninterest-bearing deposits | 158,125,000 | 160,067,000 | 168,029,000 | 151,907,000 |
| Equity capital | 59,499,000 | 59,730,000 | 64,025,000 | 59,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,769,000 | 13,572,000 | 20,611,000 | 27,688,000 |
| Interest expense | 1,636,000 | 3,360,000 | 5,081,000 | 6,722,000 |
| Net interest income | 5,133,000 | 10,212,000 | 15,530,000 | 20,966,000 |
| Noninterest income | 938,000 | 1,887,000 | 2,996,000 | 4,089,000 |
| Noninterest expense | 4,439,000 | 8,945,000 | 13,547,000 | 18,245,000 |
| Provision for loan losses | 121,000 | 7,000 | 36,000 | 36,000 |
| Pretax income | 1,511,000 | 3,112,000 | 4,897,000 | 6,591,000 |
| Income tax | 295,000 | 634,000 | 973,000 | 1,480,000 |
| Net income | 1,216,000 | 2,478,000 | 3,924,000 | 5,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,590,000 | 68,653,000 | 70,099,000 | 67,485,000 |
| Total capital | 73,035,000 | 73,087,000 | 74,530,000 | 71,885,000 |
| Risk-weighted assets | 353,320,000 | 352,525,000 | 352,249,000 | 349,674,000 |