Call reports 2022
TIOGA STATE BANK, N.A. — 2022
What TIOGA STATE BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 570,849,000 | 542,207,000 | 540,037,000 | 542,205,000 |
| Total loans | 335,176,000 | 336,732,000 | 342,266,000 | 350,994,000 |
| Allowance for loan losses | 6,104,000 | 6,111,000 | 6,115,000 | 5,669,000 |
| Securities available for sale | 161,365,000 | 160,832,000 | 154,823,000 | 153,674,000 |
| Securities held to maturity | 3,134,000 | 3,006,000 | 2,772,000 | 2,668,000 |
| Trading assets | 2,357,000 | 2,302,000 | 2,261,000 | 2,259,000 |
| Total deposits | 508,792,000 | 482,789,000 | 477,337,000 | 458,179,000 |
| Interest-bearing deposits | 338,524,000 | 312,171,000 | 303,325,000 | 293,931,000 |
| Noninterest-bearing deposits | 170,268,000 | 170,618,000 | 174,012,000 | 164,248,000 |
| Equity capital | 57,284,000 | 54,372,000 | 53,125,000 | 54,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,104,000 | 10,122,000 | 15,544,000 | 21,348,000 |
| Interest expense | 136,000 | 258,000 | 404,000 | 771,000 |
| Net interest income | 4,968,000 | 9,864,000 | 15,140,000 | 20,577,000 |
| Noninterest income | 882,000 | 1,793,000 | 2,722,000 | 3,611,000 |
| Noninterest expense | 4,021,000 | 6,770,000 | 10,772,000 | 14,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 478,000 |
| Pretax income | 1,829,000 | 4,887,000 | 7,090,000 | 8,801,000 |
| Income tax | 290,000 | 629,000 | 996,000 | 1,755,000 |
| Net income | 1,539,000 | 4,258,000 | 6,094,000 | 7,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,529,000 | 62,449,000 | 64,284,000 | 65,238,000 |
| Total capital | 65,621,000 | 66,571,000 | 68,491,000 | 69,480,000 |
| Risk-weighted assets | 325,275,000 | 327,734,000 | 334,557,000 | 337,751,000 |