Call reports 2021
TIOGA STATE BANK, N.A. — 2021
What TIOGA STATE BANK, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 569,891,000 | 547,607,000 | 562,945,000 | 548,737,000 |
| Total loans | 371,096,000 | 357,013,000 | 345,709,000 | 335,737,000 |
| Allowance for loan losses | 6,186,000 | 6,269,000 | 6,274,000 | 6,104,000 |
| Securities available for sale | 126,145,000 | 138,725,000 | 148,785,000 | 159,858,000 |
| Securities held to maturity | 3,534,000 | 3,190,000 | 3,211,000 | 3,852,000 |
| Trading assets | 2,635,000 | 3,233,000 | 2,965,000 | 2,464,000 |
| Total deposits | 496,466,000 | 473,269,000 | 486,773,000 | 483,437,000 |
| Interest-bearing deposits | 337,092,000 | 307,116,000 | 315,836,000 | 317,375,000 |
| Noninterest-bearing deposits | 159,374,000 | 166,153,000 | 170,937,000 | 166,062,000 |
| Equity capital | 69,369,000 | 70,298,000 | 70,525,000 | 60,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,352,000 | 10,900,000 | 16,476,000 | 21,485,000 |
| Interest expense | 208,000 | 391,000 | 554,000 | 708,000 |
| Net interest income | 5,144,000 | 10,509,000 | 15,922,000 | 20,777,000 |
| Noninterest income | 926,000 | 2,058,000 | 3,212,000 | 4,288,000 |
| Noninterest expense | 3,831,000 | 7,653,000 | 11,642,000 | 15,602,000 |
| Provision for loan losses | 125,000 | 167,000 | 167,000 | 0 |
| Pretax income | 2,114,000 | 4,747,000 | 7,329,000 | 9,467,000 |
| Income tax | 404,000 | 808,000 | 1,311,000 | 2,055,000 |
| Net income | 1,710,000 | 3,939,000 | 6,018,000 | 7,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,271,000 | 67,999,000 | 68,576,000 | 59,972,000 |
| Total capital | 71,349,000 | 72,041,000 | 72,622,000 | 63,984,000 |
| Risk-weighted assets | 324,101,000 | 321,072,000 | 321,369,000 | 318,770,000 |