Call reports 2001
TIOGA STATE BANK, N.A. — 2001
What TIOGA STATE BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 170,192,000 | 162,773,000 | 160,711,000 | 163,601,000 |
| Total loans | 87,909,000 | 90,292,000 | 92,554,000 | 93,275,000 |
| Allowance for loan losses | 1,211,000 | 1,243,000 | 1,271,000 | 1,066,000 |
| Securities available for sale | 62,477,000 | 59,043,000 | 57,207,000 | 57,983,000 |
| Securities held to maturity | 3,328,000 | 2,820,000 | 3,682,000 | 3,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,978,000 | 132,858,000 | 125,180,000 | 132,523,000 |
| Interest-bearing deposits | 131,179,000 | 118,925,000 | 110,879,000 | 117,896,000 |
| Noninterest-bearing deposits | 11,799,000 | 13,933,000 | 14,301,000 | 14,627,000 |
| Equity capital | 18,767,000 | 18,911,000 | 19,921,000 | 19,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,079,000 | 6,132,000 | 9,175,000 | 12,035,000 |
| Interest expense | 1,485,000 | 2,840,000 | 4,011,000 | 5,059,000 |
| Net interest income | 1,594,000 | 3,292,000 | 5,164,000 | 6,976,000 |
| Noninterest income | 344,000 | 615,000 | 913,000 | 1,321,000 |
| Noninterest expense | 1,279,000 | 2,574,000 | 3,933,000 | 5,581,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 629,000 | 1,286,000 | 2,122,000 | 2,701,000 |
| Income tax | 210,000 | 419,000 | 657,000 | 860,000 |
| Net income | 419,000 | 867,000 | 1,465,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,814,000 | 18,062,000 | 18,660,000 | 19,036,000 |
| Total capital | 18,939,000 | 19,176,000 | 19,778,000 | 20,168,000 |
| Risk-weighted assets | 89,109,000 | 88,242,000 | 88,743,000 | 90,277,000 |