Call report 2025Q2
LUZERNE BANK — 2025Q2
The 22 measures LUZERNE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 722,235,000 | USD | evidence → |
| Total loans | 550,283,000 | USD | evidence → |
| Allowance for loan losses | 2,441,000 | USD | evidence → |
| Securities available for sale | 38,234,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 582,305,000 | USD | evidence → |
| Interest-bearing deposits | 413,276,000 | USD | evidence → |
| Noninterest-bearing deposits | 169,029,000 | USD | evidence → |
| Equity capital | 69,591,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,345,000 | USD | evidence → |
| Interest expense | 7,013,000 | USD | evidence → |
| Net interest income | 11,332,000 | USD | evidence → |
| Noninterest income | 1,045,000 | USD | evidence → |
| Noninterest expense | 7,070,000 | USD | evidence → |
| Provision for loan losses | 642,000 | USD | evidence → |
| Pretax income | 4,916,000 | USD | evidence → |
| Income tax | 972,000 | USD | evidence → |
| Net income | 3,944,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,595,000 | USD | evidence → |
| Total capital | 58,058,000 | USD | evidence → |
| Risk-weighted assets | 525,077,000 | USD | evidence → |