Call report 2023Q4
LUZERNE BANK — 2023Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 644,872,000 | USD | evidence → |
| Total loans | 526,269,000 | USD | evidence → |
| Allowance for loan losses | 1,901,000 | USD | evidence → |
| Securities available for sale | 38,894,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,722,000 | USD | evidence → |
| Interest-bearing deposits | 315,338,000 | USD | evidence → |
| Noninterest-bearing deposits | 173,384,000 | USD | evidence → |
| Equity capital | 64,913,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,563,000 | USD | evidence → |
| Interest expense | 7,359,000 | USD | evidence → |
| Net interest income | 19,204,000 | USD | evidence → |
| Noninterest income | 1,709,000 | USD | evidence → |
| Noninterest expense | 12,112,000 | USD | evidence → |
| Provision for loan losses | 96,000 | USD | evidence → |
| Pretax income | 8,756,000 | USD | evidence → |
| Income tax | 1,742,000 | USD | evidence → |
| Net income | 7,014,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,974,000 | USD | evidence → |
| Total capital | 53,984,000 | USD | evidence → |
| Risk-weighted assets | 505,193,000 | USD | evidence → |